“It's not that the regulator doesn't want the banking industry to grow....” — Chanda Kochhar Quote

“It's not that the regulator doesn't want the banking industry to grow. The growth of the industry has always been in relation to the GDP (gross domestic product) growth.”

“In India, we have the opportunity to give innovation the kind of scale that no other country in the world can.”

“Make sure you have that conviction to do what you know is right, and once you have it, don't let skeptics distract you from your path.”

“The ultimate arbiters of the models of banking and the management of banking are the investors. It's the shareholders.”

“I am much less concerned with whatever it is technology may be doing to people that what people are choosing to do to one another through technology. Facebook's reduction of people to predictively modeled profiles and investment banking's convolution of the marketplace into an algorithmic battleground were not the choices of machines.”

“We all rely on technology to communicate, to survive, to do our banking, to shop, to get informed, but none of us knows how to read and write the code.”