“There is a woman named Wendy Wood, who did a study when she was at Duk...” — Charles Duhigg Quote

“There is a woman named Wendy Wood, who did a study when she was at Duke, and she followed around college students to try to figure out how much of their day was decision-making versus how much was habit. And what she found was that about 45 percent of all the behaviors that someone did in a day was habit.”

“Some financial advisers say anyone who may move in less than seven years should not take out a reverse mortgage.”

“As homeowners see the value of their homes decline, they become more likely to delay purchases of the big items - like automobiles, electronics and home appliances - that are ballasts of the American economy. When those purchases decline, large manufacturing firms, suddenly short on funds, could begin laying off employees.”

“In the last years of the nineteen-eighties, I worked not at startups but at what might be called finish-downs. Tech companies that were dying would hire temps - college students and new graduates - to do what little was left of the work of the employees they'd laid off.”

“I am particularly surprised that certain outlets look at pass rates irrespective of student population. As if inner city high school kids are to fare as well as college students.”

“When I travel and speak across the country, I often tell college students that we are making a significant mistake when we say to each other that this criminal justice of ours is broken. To say it's broken would be to suggest that it was well designed and had good intentions from the start.”